A Plan Designed to Build Benefits and Help Reduce Taxes

• Are you interested in minimizing your income tax liability?
• Are you looking for a tax efficient means to provide estate liquidity?
• Do you want to possibly deduct contributions as a necessary and
  ordinary business expense?

The Single Employer Welfare Benefit Trust (WBT) is an essential tool for high-income professionals and business owners who want to possibly reduce their income tax liability. The WBT allows for contributions that exceed qualified plan limitations and is not subject to their distribution limitations.

The WBT is an employer-sponsored fringe benefit plan that provides welfare benefits such as death benefits and post retirement medical benefits to eligible participants. If the welfare benefit plan is funded with life insurance and death occurs, then the policy death benefit is income tax exempt to the beneficiary and can be structured to be exempt from federal estate taxes. The income tax-deductible contributions to the WBT make it a tax efficient means to provide estate liquidity.

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